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Liability Insurance

General Liability

Liability insurance is designed to protect the business against Accidents causing bodily injury to other people (a customer trips and falls on your premise) or accidents causing property damage to other people's property (you sell an air conditioning unit to a customer which malfunctions and causes fire damage to their building).

Umbrella/Excess Liability

This coverage takes over on large claims when your regular business insurance limits have been used up providing an extra layer of business liability coverage against catastrophic loss.

Employment Practices Liability

Over the last few years, the number of employee complaints pertaining to discrimination, harassment and wrongful termination has increased dramatically. Even organizations with unbroken record of spotless management behavior are vulnerable to expensive lawsuits. This coverage insures against such legal judgments.

Pollution Liability

Can pay up to $100,000 for losses that result from accidental release of pollutants that are brought by you to a job site.

Directors & Officers Liability

Directors and Officers Liability Insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company. Think of Directors and Officers Insurance as a management Errors and Omissions policy.

Errors & Omissions Insurance

Errors and Omissions Insurance protects your company from claims if your client holds you responsible for errors, or the failure of your work to perform as promised in your contract. Coverage includes legal defense costs - no matter how baseless the allegations. Errors and Omissions Insurance will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

To receive more information regarding this program click here.