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Commercial Auto Insurance

This type of insurance provides coverage for automobiles, trucks, and vans used for business purposes. Auto insurance policies pay for damages due to an accident, or damages caused by fire, theft, flood, and vandalism. It also provides liability coverage for injuries to people and property damage when you are at fault in an accident.

Typical coverage includes:

Liability Coverage for Accidents Involving Company-Owned Autos

Liability coverage is a part of a Business Auto Insurance policy. This coverage protects you in case someone else claims you (or someone driving your covered auto) are legally liable for either bodily injury or property damage.

Liability Coverage for Autos Rented, Loaned, or Leased

The Business Auto Insurance policy may protect you if your business is involved in a lawsuit because of an accident involving an auto your company has rented, loaned, or leased.

Medical Payments

This is coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.

Other coverage that may be obtained include:

Physical Damage (Collision)

Your Business Auto Insurance policy includes coverage for collisions; you will be protected in case your auto is physically damaged in an accident involving another vehicle or a stationary object, such as a building, telephone pole, or guardrail.

Physical Damage (Comprehensive)

In addition to the standard coverage’s, the Business Auto Insurance policy will pay for physical damage to your insured auto caused by a variety of risks, including fire, lightning, theft, vandalism, hail, and flood.

Uninsured Motorist

Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.

Underinsured Motorist

Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.

To receive more information regarding this program click here.